Do you stay up late worrying about you and your family’s future? Do you have nightmares of bank foreclosure? Do you want to retire, but cannot because of leftover debt? Have you considered filing for bankruptcy? These many all be signs that you need help with your credit. However, with the many companies constantly offering support for your “bad credit,” it is often hard to know whether you actually need their professional help, or if their advertising is actually a scam.

So, how do you know if you need help with your credit?

First, if you have any serious errors on your credit report, it is a good sign that you need help. Some serious errors could include: delinquencies and judgments older than seven years, bankruptcies that have been on your report for over ten years, debts you have already paid listed as unpaid debts, collection accounts that fail to report the date when the original count became delinquent, or anything on your report that is not yours. You have the right to report and to dispute these errors. Yet, it can often be hard to report these errors, and to get them fixed in a timely manner. So, you should hire a professional help to help you fix these errors.

Second, if you cannot decide the best way to pay your credit, it is often helpful to seek professional advice.

Third, if you still have debt close to retirement, it may be helpful for you to seek advice on how to refinance your mortgage in order to manage this debt – this is often a step many people close to retirement take in order to reduce debt.

Fourth, if you have considered filing for bankruptcy, professionals can help you decide whether this is the right decision, and how to proceed.

Fifth, if you have been subjected to any form of identity theft, professionals can help you to work with the local law enforcement agency in order to ensure that any penalties from this theft do not remain on your credit report.

Thus, there are many reasons you may need help with your credit. And, Vivix Credit Solutions is the perfect company to help you. With a 100% customer guarantee of satisfaction, the professionals at Vivix Credit Solutions can help to ease your fears, and to correct any of your credit problems. A licensed Credit Services Organization, Vivix Credit Solutions has assisted 5,251 costumers! In order to help you, Vivix Credit Solutions first offers a free consultation with one of its experts. So, if you need help with your credit, sign up for your free consultation with Vivix Credit Solutions today.