Wage garnishment is the legal name for a process that allows creditors to get repaid directly through the employer of the debtor.  Oftentimes, the process stays hidden from the employer and they’re only left wondering where the rest of their wages went.  It must be backed by a court order to go on; but it can continue legally until all debts are paid, meaning a big loss in wages and a difficult financial period for any employee who has to suffer it.

If you need assistance with credit challenges, and are wondering if you will be subject to wage garnishment for not paying back credit debts, you don’t have to hire an expensive legal team to get help.  Vivix Credit Solutions is a legally bonded and licensed credit services organization that has helped many people to succeed.  Their service fees are unbelievably low and the people they have helped have all experienced great results.  In the world of credit scams and fakes, Vivix Credit Solutions is an unbeatable solution that can give you the help you need.

Wage garnishment is basically the last effort on the part of debt collectors, and it will pull the money owed straight from your paycheck.  Wage garnishment throws a direct hit at the basic funds that get you through necessities like paying the bills, feeding your family, filling the gas tank.  What are the causes of wage garnishments?

    Ignoring outstanding credit card debt
    Child support
    Defaulted student loans
    Court fines
    Unpaid federal/state taxes
    Other similar money judgments

Circumstances often happen that are far beyond anyone’s control.  You may have felt set for life yesterday and all prepared to face your bills with resources that seemed to always be replenished; or, you may have been ignoring the credit company for a while, and it’s finally catching up.  In any case, wage garnishment is what a creditor does to get the money you owe them directly from you.  First, the creditor gets a court order, which makes wage garnishment legal.  Then, they set up a process with your employer where a certain amount is taken out of your paycheck every month or every pay period.  Then, that amount gets routed to your creditor and will go towards your debt that’s past due.  The normal amount of your check that can get wage garnished is 25%.

You can fight this process by working out a payment plan with your creditors.  Make sure the arrangements are some that you can keep.  If the creditors refuse the payment plan that is your only option, get help.  Vivix Credit Solutions is a network of service providers that is ready to help those with any kind of credit challenge, and can help you in stopping the process of unfair wage garnishment.