Vivix Credit Solutions recommends using rental payments as
alternative credit because it is likely the one monthly
payment you make each and every month. For most people, this is also the largest payment made each month. Landlords are often happy to report your timely rent payments to the credit bureaus and signing up to do so will also allow them to report payments for every other tenant who resides in your building. Credit for rent can improve your FICO score because every positive payment reported helps to build your creditworthiness to banks and other lenders when applying for financing.