As more and more people turn to the internet to conduct everyday business like banking, bill paying, and shopping, the more savvy the criminals are becoming at stealing these unsuspecting consumers identities.  Once identify theft has happened, it can wreak havoc on your life for days, months and years if not handled promptly and thoroughly.  Vivix Credit Solutions has worked with unfortunate victims of identify theft and helped them repair their credit, have ID theft accounts removed from credit reports, and coached them in credit matters pertinent to their situation.  These services are invaluable, especially with thieves mastering more sophisticated techniques every day aimed at destroying people’s credit and credit scores.  Consumers need to stay three steps ahead of the crooks if they have any hope of keeping their information safeguarded and their identity their own.

Unfortunately, everyone is susceptible to identity theft and there is nothing that can guarantee protection one hundred percent of the time.  But, there are things you can do to protect yourself as much as possible.  The first thing you need to do is arm yourself with knowledge.  The more you know about the techniques used by thieves who want to hijack your life, the better you can equip yourself and protect your personal information.  Vivix Credit Solutions can help you repair damage after the fact, and has done so for countless individuals, but advises consumers that prevention is the best option to save you from a lot of headaches.

The identity theft nightmare begins when criminals steal your personal and financial information like your name, social security number, banking information, credit card numbers, pins, or any other personally identifiable information.  They do this in a variety of ways from rudimentary techniques like dumpster diving and good old-fashioned wallet stealing, to highly sophisticated schemes like phishing, skimming, and computer malware or spyware programs that steal your information online.  The thieves also target trusting consumers and get them to divulge personal information under false pretenses.  They have no problem doing whatever it takes to steal your information, which is why you have to do whatever it takes to protect it advises Vivix Credit Solutions.

There really is no full-proof plan to implement that can guarantee the safety of your personal and financial information, but there are plenty of safeguards you can use to give yourself added security.  Protect your computer with some sort of security protection program that searches for and blocks as many corrupt computer infiltrations as possible.  When online, verify that you are on a secure site before entering any identifiable information.  Be conscientious when choosing passwords-use a different password for each account, use upper and lower case letters as well as characters in your password, and don’t use obvious choices like children’s names that can easily be guessed.  Keep pins secret and secure, shred all documents with personal and financial information, don’t give out your social security number, and constantly monitor all your bills and accounts.  You are your own best defense against the thieves.  If you find out you’re identity has been compromised, seek the advice of credit professionals like Vivix Credit Solutions who can help you get your life back on track.