Vivix Credit Solutions is one of the few credit service organizations that highlights the problems that can arise when the data held by companies such as Early Warning Services is either out of date or incorrect. You could turn up at the bank one day and find that your mortgage application has been turned down or your checking account has been closed and no reason given. Very often when these kinds of things happen to individuals it is because information held on them that has been passed to financial institutions, has affected their credit rating. Vivix Credit Solutions is also one of very few credit organizations that provide a service that can help individuals with bad ratings to repair their credit history. While there may be some entries that are perfectly reasonable and therefore cannot be removed, entries older than seven years and those due to erroneous information or identity fraud can be removed with the right help and advice.

Around seventy percent of Americans do not bother to check their credit rating with organizations such as Experian, consequently they have no idea what kind of data is held on them, and whether that data is incorrect. Very often it is only when one of the scenarios mentioned above happens to a person that they realize they have a problem that could affect their financial hopes for many years to come. Vivix Credit Solutions is a company that works with individuals to discover the information that is held on them by these companies and to find ways of establishing whether that information is right or wrong. It is not unusual for individuals to be refused credit or a mortgage on the basis of incorrect data. A lot of Americans are the unwitting victims of identity theft and it is often not until they are refused credit that they know there is a problem. Vivix Credit Solutions can establish issues of identity theft and data that is clearly wrong and work with you to get those entries wiped from your credit record. If you think you are being wrongly discriminated against financially, then check your credit report.