In this situation, there is an answer. Vivix Credit Solutions has been providing solutions that can help you handle your court summons. It doesn’t cost the hourly fees of a lawyer, and Vivix Credit Solutions has a network of service providers that can help you overcome challenges like these. As a licensed, bonded credit service organization, Vivix Credit Solutions has been helping countless people with the same type of challenges.

They don’t let the slightest payment or error go free, and if you don’t answer they’ll be knocking on your door with a court summons anytime. It’s scary, but you don’t have to feel totally overwhelmed: you have rights and the advantages of certain procedures that can help you stay one step ahead of the collection agency.

• Identify the situation. Do you in fact owe the money? Contact your original creditor; be sure the agency that’s after you has the right to collect this debt. A credit solutions company can help you through this process with knowledge that you might not have. Ask for proof of the authority that the collection agency has; ask for it to be mailed as proof in court.

• Know your time frame. When are you due in court? All court summons have a deadline. You have till then to make important decisions. Try settling out of court once you contact your collection agency. Again, for this step, consider getting the help of an established service provider for credit solutions; if you want to settle out of court, you’ll need some backup and sound advice. Once again, remember you need proof to show in court, so make sure that you can prove and show the judge you’ve actually tried to settle it with the agency.

• Prepare and appear in court. If this is your only option after the first two steps, then be prepared. If you owe money, know just how much you owe, and know also what you can pay on it every month.

Remember that if you don’t show up for any kind of court summons, there are dire consequences: a judgment gets filed against you, and the collection agency to which you owe money now has a lot more power to make your life very uncomfortable. They can even put a lien on your home that you must pay before you can sell your home. Give Vivix Credit Solutions a call today or contact us and we can assist you today.