American’s across the country are suffering from bad credit as families are struggling to make ends meet because of our faltering economy. Many people turned to their credit cards to help soften the blow as they lost their jobs, or took pay cuts. Some people are simply bad with managing their money and their credit has taken a hit. This is where Vivix Credit Solutions Credit Solutions comes into play. Vivix Credit Solutions can help repair a persons credit without having to turn to bankruptcy. They also help repair your credit after a bankruptcy. Vivix Credit Solutions has their customers best interest at heart and truly care about what they are doing for people.

Many people get too deep into their debt and disheveled credit and don’t know how to turn it around. Vivix Credit Solutions can help a person determine exactly how to improve your credit. The question is, how to determine when you may need a firm like Vivix Credit Solutions to get you back on track.

If you are contemplating bankruptcy, or are beginning to think that you can never get ahead again without filing for bankruptcy, Vivix Credit Solutions can help calm your nerves. Bankruptcy can follow you for years, and cause even more problems for your than you had before the bankruptcy. Bankruptcy will certainly prevent you from obtaining a future loan, or will only put you in the higher bracket of paying an obscene percentage rate. Future employment may become a problem, as you will have to disclose to them about your bankruptcy. They may see this as you being unreliable, and could cost you the job. This entire situation could have been avoided if you had contacted Vivix Credit Solutions prior to filing.

Your credit report will more than likely have inaccuracies included on it. Vivix Credit Solutions can help you to recognize claims against you that may be false, and therefore are hurting your credit score even further. By eliminating accounts of debt that aren’t actually yours, you could be saving yourself a great deal of money in the long run. If a creditor is unable to prove that you are the debtor, it must be removed from your credit report.

Vivix Credit Solutions can help consolidate your bills and also speak with creditors and get a feasible payment plan started to reduce your debt. Often times able to reduce the final amount and negotiate a shorter time to pay off the debt in order to get your credit in top shape as soon as possible. They are able to go over your monthly budget and bills and explain to you what costs you can cut and what you should be paying off first in order to get your credit score under control in the fastest way possible.

Vivix Credit Solutions has and will continue to serve its customers with the utmost care and respect. They understand how difficult these times can be, and are eager to help in any way they can. They have many debt solution plans and find the greatest solution for their customer’s particular situation, to help them in the best way they can.