If you pay your rent on time each month, you can have your positive payment history work for you instead of going unnoticed by the top credit bureaus and credit score companies. Through the use of alternative credit, or credit for payments made that are not typically reported, Vivix Credit Solutions can help increase your creditworthiness and give a boost to your FICO score. Alternative credit is a great option for struggling debtors who would like Vivix Credit Solutions to aid them with some credit repair.

Most consumers know that when they open up a store account, credit card, or loan of any type that their payment history will be reported on a regular basis to the three credit bureau agencies. Experian, Equifax, and TransUnion use this information to decide if you are worthy of being extended further credit should you apply for another loan or store card. What consumers do not realize is that full-service financial companies such as Vivix Credit Solutions can take your unreported monthly payments, such as rent or utilities, and turn them into alternative credit on your credit report.

Vivix Credit Solutions works with a network of service providers in order to take these typically unreported accounts and get them onto your credit report for your benefit. Sources of alternative credit that can be added pending approval of the “creditor” include: rent, phone bills, gas and electric bills, and others that you pay on a long-term, monthly basis. You may even be able to have personal loans and payment plans at your dentist or veterinarian reported if your credit history with them would be beneficial.

It can be difficult for the average consumer to go through the requesting procedure for having these accounts added to the major credit bureaus’ reports. Vivix Credit Solutions recognized this and offers a service that will walk you through the entire process from the very beginning. Alternative credit data can greatly improve a consumer’s credit score if they are struggling with making credit account payments on time in lieu of paying their rent and utilities first. In addition, this is a great option for repairing credit when you are finally in a position that all your monthly bills are being paid on time.

Seeking the services of Vivix Credit Solution to help you get your monthly payments reported will benefit you greatly if you are hoping to give a boost to your credit score. By extending your credit history and positive payment profile, banks and other lenders will feel more confident about giving you financing for your next big purchase. Alternative credit solutions are a great addition to credit repair programs that bring troubled creditors out from the depths of credit decline to the height of being creditworthy in the eyes of the bank. Contact a financial consultant at Vivix Credit Solutions today to see how they can get you a boost in your credit score power.