In these tough financial times, it is important to keep aware of your personal credit situation. If you have bad credit, you should be aware that there are numerous services available to help repair it. As well as the availability of credit coaching to assist you in reducing your debt and learning how to manage your credit better. Vivix Credit Solutions’ has helped many of their clients manage their credit as well as improve it.

As a consumer, you have the right to view various credit reports on a yearly basis, or in the event you are denied credit. Vivix Credit Solutions believes that consumers should know what their credit reports contain, because in some cases damage may be done by errors in them. Inspect it for any incorrect information, and know that these may be disputed, rectified or removed from your report.

Make sure that all the debts on the credit report are actually yours. And if they are, that they aren’t accounts that have been delinquent for over seven years, these should no longer appear on your report. As well as those without an accurate start date of the delinquency. Beware of multiple collections for the same account.

If you’ve filled for bankruptcy, there is even more you should be keeping an eye out for. Remember, after ten years, a bankruptcy should no longer appear on your report. Nor should the debts that were paid off under that bankruptcy. You have rights under the Fair Credit Reporting Act (FCRA) as well as the Fair Debt Collection Practices Act (FDCPA). If they are violated by creditors, you can take legal retribution.

Vivix Credit Solutions believes an accurate credit report is the first step to repairing your credit. We will sit down with you and evaluate your reports. We’ll help make you aware of the statute of limitations on the negative items on your credit report. With Credit Coaching from Vivix Credit Solutions, we will assist you in learning making sure past due items are removed from your account. As well as making sure your personal information is current, and no incorrect personal information appears on your credit report.

The Credit Coaching you’ll receive from Vivix Credit Solutions will also help you in the case of Identity Theft. We work to get these fraudulent accounts removed from your report. Why must your credit suffer at the hands of devious people?

Vivix Credit Solutions will offer solutions to put you back on the path to financial freedom. We will put you in contact with agencies that we believe are best suited for your credit repair needs. With the help of’ Credit Coaching, your credit profile will improve.

Vivix Credit Solutions’ Coaching Services are reasonably priced. And the solutions we offer will go on to save you more money. More importantly, it will give you peace of mind. No more sleepless nights worrying about your increasing dept. Hundreds of clients have benefited from Vivix Credit Solutions, you can, too.

The first step is easy. To receive your free special report: “The TRUTH About Legal Credit Repair & Your Credit Report” along with a free consultation with one of our credit repair experts, visit: http://www.vivixcreditsolutions.com/freeconsultation.html