The experts at Vivix Credit Solutions have helped many clients with credit and financial hurdles they may face in the world of lending and credit. If you are trying to rebuild your credit after a bankruptcy or other life change, Vivix Credit Solutions can offer one or more of their many services in order to help you become more creditworthy in the eyes of banks and other lenders. Contact them for further information about the solutions they offer and..
Vivix Credit Solutions reminds you that you have the right to see a copy of your credit report every year at no charge to you. Equifax, Experian and TransUnion are the three consumer credit reporting companies in the U.S., and the Fair Credit Reporting Act (FCRA) mandates they provide you with a free copy of your credit report when requested, but only once every 12 months.
Nothing contains more important financial information about you than your credit report, so it is vital that you check it for accuracy once every year. The report is free to you, and your professional Vivix Credit Solutions representative will be glad to assist you. But, what do you do if you find information on the report that is inaccurate? Again, your Vivix Credit Solutions representative is your solution to credit problems. They can help you through the difficult process of contacting the correct consumer reporting company and providing them with the information that is required. The process to be followed is explained below.
Building good credit history is very important, not just for adults, but for young adults too. Without credit, it is impossible to make a purchase without having cash on you. Those kinds of purchases could include clothes, shoes, furniture, cars, gas, and of course, a home. It is important to realize that you have to build your credit for some time to build a good credit history. With the experts at Vivix Credit Solutions, it’s not that hard to do if you follow some simple guidelines.
Vivix Credit Solutions advises all of their clients that filing for bankruptcy should be considered the absolute last option when faced with insurmountable bills, no cash to pay them, and little or no income to enable you to take care of them over time. Only after you have tried to sell everything that you don’t absolutely need to pay off your debts; after you have tried to negotiate a loan modification on your mortgage or any contract that you are paying out on a monthly basis; only after you have tried to negotiate to sell or even short sell your home should you even consider filing a bankruptcy.
If you find yourself under the burden of debt, the last thing you may be thinking of is a savings plan or a retirement plan. But the longer you wait to think about retirement, the more difficult it may be to start saving. It’s commonly believed that you should start saving for your retirement as early as your 20s. Vivix Credit Solutions understands this may be impossible if you are in debt to creditors. Using Vivix Credit Solutions Credit Repair services will help you get your finances in order so creating a savings plan and/or a retirement plan my become possible.
One of the best ways to get yourself out of debt, and to keep yourself out of it, is to make a good financial budget. Vivix Credit Solutions has assisted hundreds of clients in repairing their credit and improving their credit profile. And they strongly recommend their clients create a budget and stick to it.
Vivix Credit Solutions reminds you that you have the right to see a copy of your credit report every year at no charge to you. Equifax, Experian and TransUnion are the three consumer credit reporting companies in the U.S., and the Fair Credit Reporting Act (FCRA) mandates they provide you with a free copy of your credit report when requested, but only once every 12 months.
Many of us get a little nervous when we know our credit is going to be checked for account approvals, limit increases and rental applications. Vivix Credit Solutions knows it is especially hard for those dealing withtroubled credit when much of your self-worth may be tied to your credit score. The important thing to remember is that creditors have the right to a second chance, and if your credit is on the mend you may still be eligible for an increase in your account limits
In these tough financial times, it is important to keep aware of your personal credit situation. If you have bad credit, you should be aware that there are numerous services available to help repair it. As well as the availability of credit coaching to assist you in reducing your debt and learning how to manage your credit better. Vivix Credit Solutions’ has helped many of their clients manage their credit as well as improve it.
There’s nothing like the feeling of buying a car. To have a new set of wheels to take you to work, take the kids to school or to visit your family. It should be a time of relief. No more worry about an old car and all the troubles that was having, or the hassles that come with public transportation. But there’s nothing worse than when a new car begins to give you trouble right away. Worse yet, so much trouble that there’s no doubt. That dealership sold you a lemon.
In these difficult economic times, credit can help you stretch your budget. It’s handy to have when the car breaks down, when you’re on vacation, or to assist in making a large payment. But if not used responsibly, or if you experience some unexpected expenses, or job loss, it can hinder your credit score. Vivix Credit Solutions has some suggestions on how to build a better credit score.
Washington, DC, is not the only place that seems to be out of money these days. Many families that have relied on credit as a means to pay for everything instead of saving up cash are now finding themselves in debt. This instant, must have this item today, mentality has gotten many people in over their heads. With unemployment numbers on the rise, more and more families are trying to tighten their belts and reduce their unnecessary spending. Unfortunately for some, with their credit cards and credit lines at or near their limits, trying to live without the use of these items can present a problem. Vivix Credit Solutions can help with issues pertaining to your credit.
Wage garnishment is the act of taking away of one’s wages until a particular debt is paid. This can be done through a person’s paychecks prior to his receiving them through contacts with the employer. If wage garnishment applies to you, you can contact Vivix Credit Solutions for a solution.
When is the last time you requested a copy of your credit report? It’s something you should be doing every year, Vivix Credit Solutions advises. The credit reporting agencies, also called credit bureaus, which compile your credit history from credit card companies, banks and mortgage companies are huge organizations with global offices. While they use the most up-to-date information gathering and analytical technology, credit bureaus can make mistakes considering how much data they process every day. On the average, a credit bureau receives millions of pieces of new data daily
You don’t want to find out that there is an error on your credit report when you are in the process of trying to get a loan or a line of credit, Vivix Credit Solutions advises. Also with the rise in identify-theft, you need to be vigilant that no one is using your name to make purchases. Requesting and reviewing your credit standing from one of the credit agencies annually, if not more often, ensures you that your report is error free.
Debt ratio is a term that is commonly used to determine if an individual or company has enough liquidity to be qualified for financing or refinancing a loan; and credit capacity determines how much money a person is able to borrow. If you’re having financial problems and cannot obtain financing for your individual or company’s loan or keep getting rejected for credit, there is a licensed and bonded credit service organization that can help you with your financial problems.
Buying a home is an exciting time in life, as becoming a homeowner is often the number one goal for working Americans. Vivix Credit Solutions offers a wide variety of credit services for those readying to enter the mortgage process, and a consultation to get familiar with this process is recommended. The documentation required can be overwhelming to some, but Vivix Credit Solutions will educate and guide you so that you feel in control of the situation at all times. Having a professional on your side is often all that is needed to make thingsgo smoothly and avoid any high anxiety or stress.
Building good credit history has become, as much a part of coming of age as celebrating your 21st birthday, because without credit it will be impossible to buy anything that you can’t pay cash for on the spot. That could include clothes, shoes, furniture, cars, and of-course, a home. The trick is that you can’t have credit by simply snapping your fingers, you have to build it for a while, but with help from experts like Vivix Credit Solutions it’s not that hard to do if you follow some simple guidelines.
In today’s economic climate, both foreclosures and short sales have become very common. If you find yourself unable to make your mortgage payment on your home, you have a difficult decision to make: foreclose or have a short sale. Both options can damage your credit, but Vivix Credit Solutions can help you fix some of that. At Vivix Credit Solutions, you will be referred to an expert who can assist you in repairing damage to your credit score whether from a foreclosure, delinquency, short sales, or bankruptcy.
Vivix Credit Solutions offers a wide range of financial and credit options for those who need help with repairing credit. For those with little to no credit established, there are services such as alternative credit that can help you begin a credit history with the top three reporting bureaus. Examples of alternative credit may include rent payments as well as payments to monthly utility bills. Vivix Credit Solutions also recommends adding yourself as an authorized user to a spouse’s or parent’s established credit accounts in order to get additional tradelines added to your report. The benefits include improving the length of your credit history and adding to your record of positive payments.
More and more, the Internet is becoming the hub of financial activity. Credit card processing goes on nearly every second with the purchase of online goods. Identities are stored online and thousands of people have enrolled in online banking. Highly confidential information, like bank account numbers, is sent daily via online credit card applications. Sadly, with the rise of these Internet financial activities comes an increase in stolen identities. No less than 8.4 million people were victims of identity theft online during 2007. The number has fluctuated since and has thankfully lowered, but not by a hefty percentage.
Debt is a major problem for many Americans today. Credit cards, car payments, mortgages, and student loans can pile up and leave you feeling overwhelmed. Vivix Credit Solutions can refer you to a debt specialist who will help you put a dent in that pile of payments. Along with an expert referred to you by Vivix Credit Solutions, there are many things you can do to begin to pay off your debt.
Many consumers at one point in time find themselves trying to repair credit that was damaged as a result of divorce, job loss, major medical expenses and other reasons. Using alternative credit data as a way to positively affect your credit report and score is one option Vivix Credit Solutions can use to put you on the path to good credit. Conversely, if you have very little to no credit history, experts at Vivix Credit Solutions can use alternative credit data to boost your creditworthiness by adding tradelines such as rent and utilities payments that you make on a monthly basis.
There are plenty of real estate gurus and credit aficionados who will argue that short sales are less detrimental to your credit rating and future financial profile than a foreclosure. But, there are also plenty of the same types who will tell you just the opposite, or that there is really no difference at all between the two options. The professionals at Vivix Credit Solutions know that every situation is different and it’s completely impossible to make a blanket statement about such a critical financial decision. That’s why a personal consultation is always the first order of business at Vivix Credit Solutions, so you know the answers you get are directly in response to your individual needs regardless of the type of credit problems you’re facing.
If you pay your rent on time each month, you can have your positive payment history work for you instead of going unnoticed by the top credit bureaus and credit score companies. Through the use of alternative credit, or credit for payments made that are not typically reported, Vivix Credit Solutions can help increase your creditworthiness and give a boost to your FICO score. Alternative credit is a great option for struggling debtors who would like Vivix Credit Solutions to aid them with some credit repair.
Alternative credit is a solution for those with challenged credit who need a little help boosting their credit score. Through the report of monthly payments made to creditors, Vivix Credit Solutions can help you add years to your credit history and positive payment profile. Alternative credit can come from a phone, cable, or electric bill, as well as rent or other monthly debt payments you make. Other examples might be a long-term storage rental, a personal loan to a family member, or even an account with a medical establishment that allows you to make payments. If you are interested in adding these additional accounts to your credit report, Vivix Credit Solutions can help
Credit coaching and repair services are great tools to help people with troubled credit succeed in the credit world and receive the financing they deserve. Vivix Credit Solutions sees their clients reach their credit goals every day, and you can too. With a variety of credit repair services, as well as experts who can provide top-notch coaching, Vivix Credit Solutions can guide you through the steps necessary to see those dreams become reality. Speak with a specialist today and you will be on your way to more spending power and a lighter financial burden.
Finding yourself in overwhelming debt and/or in the need of credit repair can be a stressful time. A great deal of worry comes along with financial burden. There are companies out there that will help you get out of debt and fix your credit. But you should make sure you choose the one that is right for you. Vivix Credit Solutions has helped hundreds of people like yourself fix their credit and get out of debt. We are a company you should consider when looking for credit problem solutions.
Going to college is one of the great life events a person can experience. An education gives you the opportunity to develop the mind and plan for a future that is fulfilling and lucrative and everything else you could ever imagine. So what could possibly be the downside to the college experience? Debt. Student loan debt is the often overlooked, forgotten, or unforeseen reality that many graduates face, and it seems to be on the rise. Vivix Credit Solutions works with people everyday who are being hampered by their unresolved student loans and looking for a way out. The Vivix Credit Solutions network of professionals provides the expertise necessary to help achieve financial freedom from all types of debt burdens, even the sometimes-complicated student loans that more and more people are facing.
When a consumer finds themselves in financial difficulties due to overwhelming debts and/or reduced income or job loss, the future can seen very frightening. During this difficult time, consumers should be aware that there are many viable options out there to help them get their head above water. Vivix Credit Solutions has consulted with many consumers who are in the same situation. Vivix Credit Solutions will review a new client’s credit report with them and figure out a plan of action that is best for the client’s needs.
Although the current economy might not offer a promising outlook for instant wealth, there have been many businesses to recently open their doors to the public and experience growth. If you have an idea that you believe will stand out from the crowd and make a substantial business foundation, don’t feel deterred simply because you’re not in the most favorable economy. Start your business without delay. Knowing the right techniques and how to get started can encourage you down the right road.
Interested in obtaining business credit? You’ll need to know some essential tactics in order to grow your business wisely. Just how can you build up your credit, and what are the most important first steps to take? Keep reading to find out.
Are you in the first stages of starting your own business? Doubtlessly, you’ve heard that a business plan is your key first step to starting your business. But just what does it take to build a solid, credible business plan that will establish a great marketing strategy and form an outline with the right financial forecasting? Keep reading to find out.
Since a tax lien can allow the government to seize all the property you own, you need to act as soon as possible to pay off your outstanding debts before any more damage is done. Who and where to turn to should be the first question you should ask.
Credit reports and credit scores are what creditors examine before giving you a loan. Landlords, employers and insurers also check those scores in an effort to learn more about your ability to handle responsibilities. Professional credit companies like Vivix Credit Solutions will require your credit report and score so that they can determine exactly what your needs are and how they can help you. The exact determining factors that FICO uses to calculate your credit score is a closely kept secret, but there are five major ingredients to every rating.
The worst thing anyone could do in responding to a court summons is to do absolutely nothing at all. Ignoring your problems won’t make them go away, but will only increase them. If you face the problem head-on and deal with it, there will be a solution. It’s as if you had a headache or a broken bone. It must be attended to or it will only get
If you have ever tried to get a loan for a new home or a car or establish a line of credit, you know that lending institutions want to know something about your credit history. It helps them determine their level of risk in extending you a loan. Your credit history can affect whether you get the loan or not or the rate of interest, if you do. But did you know who compiles the report on your credit and how they do it? Vivix Credit Solutions thinks it is important that all their clients understand how credit reporting has evolved in order to repair and enhance your credit profile.
If you have ever tried to get a loan for a new home or a car or establish a line of credit, you know that lending institutions want to know something about your credit history. It helps them determine their level of risk in extending you a loan. Your credit history can affect whether you get the loan or not or the rate of interest, if you do. But did you know who compiles the report on your credit and how they do it? Vivix Credit Solutions thinks it is important that all their clients understand how credit reporting has evolved in order to repair and enhance your credit profile.
Going to college is one of the great life events a person can experience. An education gives you the opportunity to develop the mind and plan for a future that is fulfilling and lucrative and everything else you could ever imagine. So what could possibly be the downside to the college experience? Debt. Student loan debt is the often overlooked, forgotten, or unforeseen reality that many graduates face, and it seems to be on the rise. Vivix Credit Solutions
Dealing with debt can be very stressful. Too many people today are in over their heads when it comes to credit card debt, mortgage payments, and student loans. If you find yourself among them, consider contacting Vivix Credit Solutions. The professionals at Vivix Credit Solutions can lead you to an expert that can help repair any damage you have done to your credit score by having bad debt.
Vivix Credit Solutions can help put your mind at ease if you’re stressing about unpaid debt. There is nothing worse than having bills piling up with no end in sight. That’s why so many people turn to professionals like those in the Vivix Credit Solutions network
Debt settlement isn’t for everyone; it’s unregulated, and to get involved with a successful outcome you have to use a lot of caution. However, if you’re a borrower looking to avoid bankruptcy, debt settlement might just be the right answer for you.
Home foreclosures have become a big part of the financial news in the last few years. Millions of Americans are facing the problem of being unable to make their mortgage payments.
Many Americans today struggle every week to make payments, and to live comfortably at the same time. Many resort to payday loans,
Vivix Credit Solutions knows how important a good credit score is to securing financing, housing, and even employment. Although it seems unfair,
Who doesn’t love a bargain? When it comes to real estate, buying distressed property at a reduced rate makes a very compelling proposition.
In January of 2011, Vivix Credit Solutions celebrated its five-year anniversary as a licensed and bonded company. Over the last five years, Vivix Credit Solutions has worked to provide 100% customer satisfaction,
Many people face the same situation. Bills are piling up. Your paycheck doesn’t seem to be keeping up with the costs of gasoline, food, rent and your credit cards.
If you find yourself struggling to meet all your financial obligations, a credit counselor is a great source to learn what you can do to help yourself get back on track.
In this day with the ever looming uncertainty and wide spread instability in the world, it is important to maintain a good credit score.
Given the current economic recession, more and more people are finding themselves in plaguing debt. With a nostalgia for the past,
Do you picture yourself smiling as you hold the glistening key to your new ride, flipping it in your hand as you walk out to the car?
There is help for homeowners with financial hardship who are struggling to meet your monthly mortgage payment and facing foreclosure.
Are you having trouble with your credit? When is a good time to seek professional help? Well, one of the biggest red flags you can run into is when the collection calls and letters are flooding your voicemail and mailbox.
Are you finding it more and more difficult to pay your bills every month? Getting your finances under control and being sure to have enough money to meet your monthly obligations starts with managing your debt.
Maybe for you it was the embarrassment at the car dealership when they did not outright deny you the loan. Rather they privately told you that either you would need to make a substantial down payment or pay a ridiculous rate of interest to purchase the car of your dreams.
Repairing bad credit can be like a long-term diet. It is something that you have to stay disciplined with, that you cannot falter from, and that is often rather taxing.
Vivix Credit Solutions says that a credit counselor can help you rebuild your credit history. A credit counselor can also help you live a less stressful life, free from creditors calling and from the worry of not being able to pay your bills.
Vivix Credit Solutions reminds you that you have the right to see a copy of your credit report every year at no charge to you. Equifax, Experian and TransUnion are the three consumer credit reporting companies in the U.S.,
The current economic recession has left many people worrying about their jobs, their families, and their lives. Unfortunately, money does not grow on trees, as our loving parents often tell us when we are children.
In any type of school in which a GPA is given, there are classes taken that affect your GPA. Whilst your GPA shows how well you did in school overall,
Vivix Credit Solutions understands financial crisis in the form of a court summons can happen to anyone. You may not even have been in any legal trouble before.
Whether you are looking to buy a home for the first time or you want to remortgage your present property, you will need to go through an approval process before the bank or finance company will make you the loan.
There are three major credit rating companies, Equifax, Experian and Transunion. Your credit report contains information on your financial situation and credit worthiness.
Getting into debt that you cannot manage and then having to file for bankruptcy can seriously affect your credit rating and your future chances of borrowing money or renting a property.
Most people never bother to take a look at their credit report until they need a new credit card or they want to borrow some money and there is a problem.
Vivix Credit Solutions is a credit service organization that recognizes the problems caused for ordinary people because of the data that is held on them by companies such as Early Warning Services LLC.
When consumers go to apply for a mortgage, credit card, bank loan or other financing, lenders will take a look at both their credit history and credit score.
The ChexSystems Inc Company is located in Woodbury, MN that shares information with credit unions, banks and other financial institutions that may have an interest in check fraud and identity theft.
Equifax holds its own as the largest consumer credit bureau worldwide, but Experian is another common household name and not far behind.
If you are a homeowner facing foreclosure, Cash for Keys can help you make the transition into new housing. The credit experts at Vivix Credit Solutions have access to a network of service providers that can assist you today.
When you process two billion transactions daily, you can clearly call yourself a leader in world commerce, and Equifax does just that.
You have no doubt heard of the top three consumer credit reporting bureaus – Equifax, Experian, and TransUnion – but not many have heard of Innovis.
It’s hard to come to terms with the idea that you may not be able to sustain all your financial responsibilities on your own. The last thing anyone wants to do is file for bankruptcy because of all the ramifications that come along with it.
Early Warning Services LLC has been in existence for twenty years and is a formation of JP Morgan Chase, Wells Fargo and the Bank of America.
As more and more people turn to the internet to conduct everyday business like banking, bill paying, and shopping, the more savvy the criminals are becoming at stealing these unsuspecting consumers identities.
According to the Fair Credit Reporting Act, credit reporting agencies can only disclose your credit information to others under certain circumstances.
Every consumer has a credit history and to go along with it, a credit score. These scores are not listed on your credit report, but are instead calculated separately by one of a few companies who evaluate the information on your credit profile.
In today’s society you are considered completely archaic if you dare hold up the checkout line by taking out your checkbook to make a purchase, because really, who does that anymore?
Companies, such as Vivix Credit Solutions, offer services for assisting in debt settlement and management. Debt settlement continues monthly payments to creditors while the debt settlement company collects a fee.
Bankruptcy is a legal procedure, which offers an individual or business an opportunity to start fresh if they are unable to repay outstanding debts.
Strange though it may seem, the vast majority of us do not concern ourselves with credit reports and our credit rating, at least not until we are shocked by the fact that we have had a credit card application refused or the bank has frozen our accounts.
The importance of maintaining a good credit history requires great responsibility and dedication. Building your credit history is the key step in compiling a solid credit score.
Through debt settlement, debtors may be able to negotiate a partial repayment with their creditors. Vivix Credit Solutions offers this and many other services to credit-challenged client every day.
Having good credit matters – it’s a fact of life. If you have less than perfect credit however, take heart. We all struggle with our finances from time to time, and it is never too late to establish a positive credit history.
In today’s real estate market there are an abundance of homes that fall under the category of either a Short Sale or an REO.
To build a credit score requires responsibility and dedication. Credit building begins as soon as a credit card is established.
A good credit score is imperative for qualifying for loans to purchase a new home or a new car. These loans are large and require good credit score standing to be offered the best interest rates.
Debt settlement occurs when the debtor agrees to pay the creditor less than what they owe. This is an option only after the debtor has stopped making monthly payments and cannot afford to pay what they owe due to financial hardship.
American’s across the country are suffering from bad credit as families are struggling to make ends meet because of our faltering economy.
A persons credit score can be make or break someone. A low credit score, also called a FICO score, can mean financial ruin. There are many factors that come into play to determine a person’s credit score, which gives you the magic number of where you fit in with the rest of us.
To receive your free credit report, visit annualcreditreport.com or call 1-877-322-8228. The Federal Trade Commission, or FTC, acts as the national consumer protection agency the FCRA.
Today’s economy has many people facing decisions on how to cope with overwhelming debt. Filing bankruptcy should be used as a last resort as the ramifications can be lingering and have far reaching impact that lasts for many years.
What are loan modifications, when is someone who owns a home likely to receive a loan modification, and how does a person go about getting a loan modification? First, let’s define “Loan modification”.
The third largest credit reporting agency in the United States, TransUnion, began in 1968 as a parent company for the Union Tank Car Company. In the decades that have followed since its creation, TransUnion grew to be one of the “Big Three” leading credit bureaus worldwide.
The biggest reason for having a bad credit score is that often times people do not know how to properly manage their money. For people with bad credit it is very important to use a credit counselor. What can a credit counselor do to help you rebuild your credit? A credit counselor can help you in numerous ways.
In these tough economic times it is quite easy to find yourself behind on your credit card payments. It’s very important not to just let these things lapse and totally ruin your credit rating. Without an adequate credit score it’s going to become increasingly difficult for someone to get a home loan, car loan, or even another credit card once things have picked up. Finding the right Credit Repair Coach is the first Step.
In these tough economic times it is quite easy to find yourself behind on your credit card payments. It’s very important not to just let these things lapse and totally ruin your credit rating. Without an adequate credit score it’s going to become increasingly difficult for someone to get a home loan, car loan, or even another credit card once things have picked up. Finding the right Credit Repair Coach is the first Step.
At one point or the other every individual experiences a financial crisis of some sort. Over time, there has been an increase in bankruptcy because of the world economic downturn.
Often times individuals find themselves in a serious financial crises and feel like they are drowning in debt. Looking to a debt professional that has the experience and skill necessary is a great benefit simply because they are able to help lower the total amount of your debt and can negotiate on your behalf with the creditors who often times hound you for payments.
More and more, the Internet is becoming the hub of financial activity. Credit card processing goes on nearly every second with the purchase of online goods. Identities are stored online and thousands of people have enrolled in online banking.
Before filing bankruptcy it’s important that the would-be filer understands this should be the last resort. If there are other options they should be considered seriously before bankruptcy is pursued. The correct questions to be asked before filing bankruptcy are questions about what your situation truly is and about what you hope to accomplish after you file bankruptcy
Building up your credit score can open the door to better interest rates on loans and a lesser chance that you are rejected when you apply for a loan or credit card. The problem is most people seem confused about the whole process of building their credit score up.
Vivix Credit Solutions in Las Vegas specializes in Repossession Removal and Credit Repair services. Vivix Credit Solutions is a licensed and bonded credit service organization in Las Vegas that has successfully assisted clients with credit repair and correcting or removing repossessions that contain inaccurate,
Credit Building take some times and dedication. When you turn 18 years old, and you realize that your credit is important to you, don’t ruin it. Your credit is based on about many things that you will buy in your future. When you first look to purchase items based on your credit, you will notice that you may experience some difficulties.
Credit can be a positive thing which enables us to make large purchases and pay in payments. It is also helpful to take advantage of special promotions and discounts. When used and managed properly, credit is beneficial.
Many people are suffering from all types of credit problems in today’s challenging economy. More and more people are struggling with collections, credit card debt, bankruptcies and foreclosures. Consumers are struggling to figure out how to get back on track with their credit!
People know about how important their credit score is when it comes to borrowing money, but many still are unaware of exactly how credit reporting works. Understanding how credit reporting works can help a person rebuild their credit or maintain their current credit status if it is already at the level they want.
The Dodd-Frank Wall Street Reform and Consumer Protection Act (CFPB) signed into law by President Obama on July 21, 2010, requires lenders to provide consumers with the credit score used in their lending decision (if the decision is considered adverse or less than favorable).
The Greater Las Vegas Association of REALTORS® (GLVAR) is the one of the largest Realtor Associations in the US. It is recognized as Southern Nevada’s voice of real estate. The vast array of services that it provides to its members has earned it praise from the National Association of REALTORS® (NAR).
Once a homeowner falls behind on their mortgage payments, it is best to contact the lender’s loss mitigation department to begin a dialogue with the lender on what can be done to prevent a foreclosure. Depending on state laws, typically lenders can begin the foreclosure process once a homeowner becomes 60 days in arrears on their mortgage.
The Greater Las Vegas Association of REALTORS® (GLVAR) is the one of the largest Realtor Associations in the US. It is recognized as Southern Nevada’s voice of real estate. The vast array of services that it provides to its members has earned it praise from the National Association of REALTORS® (NAR).
Vivix Credit Solutions in Las Vegas is a reputable credit repair company and has been in business since 2006. We have four business licenses from Clark County Nevada and have our government NAIC Code: 523930 and a SIC Code: 628203.
Vivix Credit Solutions is a licensed and bonded credit service organization of Las Vegas that has successfully assisted clients with credit repair and correcting or removing foreclosures that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted clients with credit repair and correcting or removing late payments that are inaccurate, questionable, and unverifiable to the credit bureaus.
Vivix Credit Solutions is a licensed and bonded credit service organization in Las Vegas that has successfully assisted clients with credit repair and correcting or removing collections that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
Vivix Credit Solutions specializes in Bankruptcy Removal and Las Vegas Credit Repair services. Free Bankruptcy Consultation from a Las Vegas Credit Repair Company.
Credit coaching can help a person learn how to manage credit and debt, lower their debt burden and start them on the path to building wealth. A good credit coach will work with a person so that the individual can make informed decisions about their financial future.
Although credit coaching is different from credit repair, they both work great together. Credit coaching educates the consumer and provides strategies for credit repair or enhancement. Working with a credit coach provides the support and structure needed to implement the goals of credit repair process.
Vivix Credit Solutions helps clients reach their debt-free goals every day, and can help you reach your goal of having a good credit score, too.
Credit repair can help improve your personal financial situation and help you achieve your goals. You can improve your credit report by seeking the services of a credit repair professional.
Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted clients with credit repair and correcting or removing judgments that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
Are you having trouble with your credit? When is a good time to seek professional help? Well, one of the biggest red flags you can run into is when the collection calls and letters are rushing in constantly. Then it is definitely time to start thinking about getting professional help with your credit.
Many people face the same situation. Bills are piling up. Your paycheck doesn’t seem to be keeping up with the costs of gasoline, food, rent and your credit cards. Medical bills came and are taking every dollar you have. You’re behind on most things, even after canceling all your nonessential services. What do you do now?
It’s hard for most people to ask for help. Doing so is not a sign of weakness, but rather a sign of courage and strength to stand up and trust another. Vivix Credit Solutions can be trusted to help you with your credit troubles, regardless of what they may be.
Getting a high credit score rating can be especially difficult if you have bad credit, damaged credit, or no credit history at all. There are countless ways to build credit, however, that you might not be aware of. Some of this knowledge, if previously brought to your attention, could have saved your credit.
You may have seen the car of your dreams and you know you must have it but first you have to find a way to finance it. There are a number of options available to you when it comes to getting an auto loan and you need to find the one that is best suited to your needs and financial circumstances.
Filing bankruptcy is not a matter to be taken lightly. You need to know all the pros and cons before you decide to file, the best way to do this is to ask questions.
Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted clients with credit repair and correcting or removing ID Theft accounts that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted clients with credit repair and correcting or removing inquiries that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted clients with credit repair and correcting or removing judgments that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted clients with credit repair and correcting or removing charge-off accounts that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
Vivix Credit Solutions is a licensed and bonded credit service organization in Las Vegas that has successfully assisted clients with credit repair and correcting or removing tax liens that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
There is good debt and then there is bad debt. If you find yourself with more of the latter, it may be time for professional assistance. Vivix Credit Solutions can refer you to a debt expert who can help you consolidate and pay it off.
If you have been through bankruptcy, or know someone who has gone through bankruptcy, you know that it is a painful and difficult process to reestablish your credit afterwards.
Your credit score matters today more than it has in the past. Having a good credit score can impact you in ways beyond getting a loan or a credit card.
Filing bankruptcy is not a matter to be taken lightly. You need to know all the pros and cons before you decide to file, the best way to do this is to ask questions.
Your credit score is one of the most important numbers in your life. Having a high credit score allows for more opportunities when it comes to loans, mortgages, credit cards, car payments, and more. Once you have achieved a good credit score it is imperative you protect it by following a few simple rules.
In today’s world, your credit score can be one of the most important numbers in your life. It affects finding a job, buying a house, buying a car or the interest rates on any loans you take out.
There are literally millions of people all around the globe who find themselves in serious debt problems. If you are personally in this situation, you can take comfort in the fact that you are not alone.
Debt Settlement is an approach to reduce the balance owed and paying it in full. Consumers can personally hire a lawyer or check local sites online to help come to an agreement with the debt company.
Vivix Credit Solutions understands financial crisis in the form of a court summons can happen to anyone. You may not even have been in any legal trouble before. Or, you might have thought that everything was under control. Then you receive a knock at the door: i
Vivix Credit Solutions offers a wide array of credit counseling and repair services, including the resolution of errors found on your credit report. For DIY disputes,
Today’s economy has many people facing decisions on how to cope with overwhelming debt. Filing bankruptcy should be used as a last resort as the ramifications can be lingering and have far reaching impact that lasts for many years.
During the tough economical times many have been facing the last several years, there has been a lot of credit card debt.
The importance of building and keeping a good credit history in today’s society cannot be underestimated. Over time, as the percentage of cash-based transactions has declined, credit ratings play an increasingly important role.
There are five major factors that affect the rating of your credit score. It’s important to take a look at all areas that make up this credit scale so that the maximum impact possible can be had in raising the score.